Private Insurance Plans
We can assist you in enrolling for either marketplace plans or private insurance options. We're here to address any inquiries you might have and guide you towards the appropriate healthcare solution.
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01
Tell us who you are
Florida coverage chosen with you, not sold at you
Our mission is to offer the best insurance solutions that put your life and health first, while offering a preferred price.
- Five questions, about a minute, no medical exam
- A licensed Florida agent explains the trade-offs in plain language
- Your answers come to us alone and are never resold to other agents
Find your coverage
Five questions. No obligation to enrol.
02
What happens next
Three steps, and none of them are paperwork
You can be off the phone with a plan you understand the same day you start.
You answer five questions
Who needs covering, what brought you here, what matters most and your ZIP. No medical exam, no forms to download, nothing to print.
We do the comparing
Because we are independent rather than tied to one carrier, we can line up private plans against marketplace plans and show you where each one actually wins.
You decide on one call
A licensed Florida agent walks you through what you qualify for and what it covers. If the honest answer is that your current plan is better, we will tell you that.
03
Common situations
Which of these sounds like you?
Pick one and it drops you into the survey already answered.
Plans We Offer
Coverage built around where you are right now
Whether you need something in place today or you are planning ahead, we will walk you through the options that actually fit.
Short Term Medical
Short-term health plans offer quick and adaptable coverage during temporary periods, making them suitable choices for individuals seeking insurance for a specific, predefined duration.
Get a quote →Dental, Hearing & Vision
Discover the range of options we offer for dental, hearing and vision plans. Our flexible approach ensures you have the freedom to tailor your coverage to your unique needs.
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Why Choose Us
Our approach is defined by four things
Simplicity
We make it quick and easy to find the right insurance plan.
Expert Guidance
Our friendly, licensed agents are here to provide you with expert guidance.
Comparison Made Easy
Easily compare quotes from different options, side by side, in plain language.
Customer-Centric
We pride ourselves on excellent customer service, ensuring your satisfaction every step of the way.
★★★★★
Choosing Preferred for my insurance needs was the best decision I've made. From the moment I reached out, their friendly and knowledgeable agent provided me with exceptional guidance. They simplified the process of finding the perfect insurance plan, making it quick and hassle-free.
Peter Mcneeley
West Palm Beach, FL
FAQ
Questions we get every day
How much does it cost to get a quote?
Nothing. Speaking with one of our licensed agents and getting your options priced out is free, and there is no obligation to enrol in anything.
Will my information be sold to other agents?
No. Your details come straight to us and stay with us — we do not resell leads to other agents or brokers.
What is the difference between a private plan and a marketplace plan?
Marketplace plans are the ACA plans sold through the federal exchange, and you may qualify for a subsidy on them. Private plans are sold outside the exchange and can differ on price, network and what they cover. We are independent, so we can walk you through both and show you the trade-offs for your situation.
Can I get covered if it is not open enrolment?
Often yes. A qualifying life event — losing coverage, moving, marriage, a new baby — can open a special enrolment period, and short term medical is available outside open enrolment. An agent can tell you in a few minutes which applies to you.
You deserve the best care at the best price
Talk to a licensed Florida agent and find out what you actually qualify for.
Call SET-TRACKING-NUMBER